to speak; to say; a theory (usually in compounds such as 日心说 heliocentric theory)[cedict]
你
nǐㄋㄧˇ
you[cedict]
需要
xū yàoㄒㄩ ㄧㄠˋ
to need; to want; to demand; needs; to require[cedict]
钱
qiánㄑㄧㄢˊ
coin; money; surname Qian[cedict]
来
láiㄌㄞˊ
to come; to arrive; to come round; ever since; next[cedict]
上
shàngㄕㄤˋ
on; on top; upon; first (of two parts); previous or last (week etc); upper; higher; above; previous; to climb; to go into; above; to go up; to attend (class or university); third tone of putonghua[cedict]